Please read these terms carefully before using our platform. By accessing arizonaziploan.com, you agree to be bound by these terms and conditions.
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Arizona Zip Loan is not a lender. We connect borrowers with third-party lending partners. Loan terms, rates, and approval are determined by the lender.
By accessing and using arizonaziploan.com (the "Site"), you agree to comply with and be bound by these Terms of Service. Arizona Zip Loan operates as a loan marketplace connecting Arizona borrowers with licensed lending partners. We are not a lender, do not make credit decisions, and do not guarantee loan approval.
These terms apply to all visitors, users, and others who access or use our services. If you disagree with any part of these terms, you may not access the Site. We reserve the right to update these terms at any time, and your continued use constitutes acceptance of any changes.
Arizona Zip Loan provides an online platform that connects consumers in Arizona with third-party lenders offering personal loans. When you submit a loan request through our Site, your information is shared with our network of lending partners who may offer you loan terms.
Important disclosures: APR ranges typically fall between 5.99% and 35.99%, depending on the lender and your creditworthiness. Loan amounts generally range from $500 to $50,000. Repayment terms vary from 6 to 60 months. All loan terms, including interest rate and repayment schedule, are determined solely by the lender you choose to work with.
You must be at least 18 years of age and an Arizona resident to use our services. You agree to provide accurate, current, and complete information when submitting a loan request.
Arizona Zip Loan is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the accuracy, reliability, or availability of our services. We are not responsible for:
- Loan terms, interest rates, or fees charged by lending partners - Decisions made by lenders regarding your loan application - Any damages arising from your use of, or inability to use, the Site - Actions taken by third-party lenders or service providers
Our total liability to you for any claims arising from your use of the Site shall not exceed the amount you paid to Arizona Zip Loan, if any, during the twelve months preceding the claim. Arizona borrowers are encouraged to review Arizona Revised Statutes Title 6 for consumer lending protections.
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